|
All agents are NOT alike! Find out why I am a top Bergen County and Hudson County Real Estate Experts. Call the Zimmer Team at 201-982-2339.
|
Request My Free Relocation Package!
Moving your family to another town or state is a major event in your life. I have helped many families and individuals relocate.
Find Out More >
View All Offers >
|
"From start to close, Debbie and Sherry were always professional, friendly, and full of useful information.....
Read Quote >
|
 Compare
three mortgages at one time. Download TripleCalc now. It's
free. |
Sherry Zimmer
are some of The Top Selling Real Estate Experts™
Find Out More > |
|
|
|
Let Me Personally Search For a Home That Matches Your Criteria, Free, With No Obligation. As A Top Real Estate Agent in Fort Lee, Englewood, Edgewater, Tenafly, Closter, Demarest, Leonia, Dumont, Cresskill, Bergenfield, Cliffside Park, Alpine, Norwood, Teaneck and surrounding Bergen County, I make it my business to be aware of every local home or property on the market, even those that will become available but have not been formally listed. I have direct access to the Bergen County MLS (Multiple Listings Service) as well as every other agents in the area and all of their listings. If you give me an idea of what you are looking for, I will personally review all my resources and send you everything within your price range that matches your criteria. I can save you a great deal of time! This service is free and there is no obligation. It's part of my job to offer services like this to home buyers.  Tell me what you are looking for! It's my job to know every property in Bergen County, even ones not listed online. My personal search for you is FREE, with no obligation. Please give me as many details as possible.
Financing Your Home >Qualifying For A Loan
It is useful for home buyers to understand the difference between loan pre-qualification and pre-approval. Pre-qualification, which in today's marketplace is usually done by mortgage brokers, means working with the buyers to determine how much they can afford and which loans are the most likely to be available to them. Loan pre-qualification can save buyers time and money and can even be a bargaining tool with a seller. However, pre-qualification is not the same as loan "pre-approval". The mortgage broker can often get the buyer a pre-qualification letter, but pre-approval must be issued by the mortgage lender.
Pre-approval means that the lender has definitely committed to loaning the buyer money, once the house itself is approved. Since it is a much stronger pledge, it is a much more valuable negotiating tool. When you hear someone talking about "pre-approval", they are referring to specific acknowlegment by a lender that they are willing to loan the buyer money. The real estate agent can be of assistance in this process.
|
NUMBER1EXPERT®
© Best Image Marketing and/or its clients.
All rights reserved. All information deemed reliable but not guaranteed.
|
- NUMBER1EXPERTS™ 
