Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!  You might have an idea of the loan payment and mortgage you can afford but will the bank agree? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution will lend you. In the pre-qualification process, you will find out: - Exactly how much home or land you can afford. - How much cash you will need for the down payment. - The minimum down payment, and advantages of higher down payments. - What the bank feels you can afford for a monthly payment. I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. Remember - I respect your privacy. I know this is your personal information and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, with no obligation on your part. It is part of my job as top Bergen County Real Estate Agents to offer services like these. Once you fill out the form, I will quickly process your information and get right back to you. I can help you pre-qualify for your mortgage. This service is FREE. It's my job to help. I will respond as soon as possible and there's no obligation.
Buyers Remorse >Do Not Panic
Many homebuyers have experienced the alternating waves of excitement and regret that can occur when the real estate agent presents your offer to the sellers and they accept it. At first you will probably feel ecstatic--unless you wake up the next morning, covered with a rash and asking yourself, "What on earth have I just done?"
Occasionally agents get a morning-after call from buyers who will do anything to get out of the commitment they just made. If you are purchasing a home and find yourself in this condition, there are two important things to remember. First, your rash accompanies a very common condition called "Buyers' Remorse". Almost everyone who buys a house experiences this feeling, with varying degrees of intensity, sometime between making the inital offer and finalizing the sale.
Second, you should know that the anguish of buyer's remorse is almost always temporary. If you experience a sudden panic attack over your home purchase, call your real estate agent immediately. Postpone making any radical decision about backing out of the contract until you have considered things carefully and rationally with your agent.
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