 

|
Town Name: |
Closter |
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City Hall: |
Closter Borough Hall |
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Address: |
295 Closter Dock Road, Closter NJ 07624 |
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Phone Number: |
201-784-0600 |
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Government: |
Mayor and Council |
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Type: |
Borough |
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Population: |
8383 |
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Land Area: |
3.2 square miles |
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Persons Per Sq Mile: |
2620 |
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Distance to NYC: |
14 miles |
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Website: |
http://www.closterboro.com/ |
| Parks and Recreation: |
Director James Oettinger, 201-750-9507 Boy Scouts, 201-784-8953 Girl Scouts, 201-767-3586 Closter Swim Club, 201-768-1266 Athletic Programs: Tennis, Ice Skating Facilities Nature Center with Nature Program, Arts & Crafts, 201-750-2778 Part time Recreation Director is Employed 25 Acres of Conservation Area, 4 local parks, 5 public playgrounds, 4 athletic fields, 1 private swimming pool. Movie Theater, 201-768-8800 |
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| Town History: |
| Indians of the Lenape Tribe occupied the land now called Closter. They were displaced by the Europeans, predominately the Dutch. For 200 years Dutch was the common language. English was not taught until 1770. Most of the Colonial architecture in the Hudson River Valley was Dutch in origin and over 20 of these original homes still remain and are still used by Closter residents. No other town in Bergen County boasts so great a concentration of houses built in or prior to 1740. In 1904, Borough of Closter was incorporated and present town boundaries were established encompassing 3.31 square miles with 150 acres of reservoirs and streams. |
| Public Schools |
Board of Education: 201-768-3001, Located at 340 Homans Avenue Superintendent of School: 201-768-3001, Jeffery Feifer, Located at 340 Homans Avenue Hillside School: 768-3860, Located at 340 Homans Avenue Tenakill Middle School: 201-768-1332, Located at 275 High Street Northern Valley Regional High School, 201-768-2200, Located at 162 Knickerbocker Road |
| Utilities and Services |
| Water: |
Hackensack Water Company |
| Gas & Electric: |
P.S.E.&G/Rockland Electric |
| Health: |
Pascack Valley Hospital |
| Sanitation: |
DPW: 201-784-0753. Wednesday curbside pickup for recycling. Trash/household garbage collection twice a week. Recycling Program includes: glass, aluminum, bi-metal cans, metal, plastic, cardboard, paper, magazines, grass, leaves, etc. |
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Town Name: |
Demarest |
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City Hall: |
Demarest Borough Hall |
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Address: |
118 Serpentine Road, Demarest NJ 07627 |
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Phone Number: |
201-768-0167 |
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Government: |
|
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Type: |
Borough |
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Population: |
4845 |
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Land Area: |
|
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Persons Per Sq Mile: |
|
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Distance to NYC: |
22 miles |
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Website: |
http://www.demarestnj.net/ |
| Parks and Recreation: |
A part-time recreation director is employed. Facilities include 2 outdoor ice skating rinks and 1 public playground. |
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| Town History: |
| Demarest, only 2.5 square miles, a small affluent, friendly bedroom community just 8 miles from the G.W.B., nestled around the Tenafly Brook Duck Pond and the 19th century railroad station. It is bordered on the north by Closter, the south by Cresskill, the west by Haworth and the east by Alpine. Most new residents are professionals or business executives who like the small town charm, peaceful atmosphere, fine schools, and the simple commute to NYC. |
| Public Schools |
Board of Education: 201-768-6060, Located at 568 Piermont Road Superintendent of Schools: 201-768-6060
County Road School (k-2): 201-768-6256, Located at 130 County Road Luther Lee Emerson School (3-5): 201-784-2084, Located at 15 Columbus Road Demarest Middle School: 201-768-6060, Located at 568 Piermont Road Northern Valley Regional High School: 201-768-3200, Located at 150 Knickerbocker Road
Parochial Schools: St. Joseph's R.C. School, 201-768-5534 Academy of the Holy Angels, 201-768-7822
Special Education: Child Study Team: 201-768-6060
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| Utilities and Services |
| Water: |
Hackensack Water Company |
| Gas & Electric: |
P.S.E. & G./Rockland Electric |
| Health: |
|
| Sanitation: |
Miele Sanitation (201) 768-3818. Garbage - curbside pickup twice a week. Mondays - curbside pick up (maximum 2 receptacles). Thursdays - curbside pick up only (maximum of 6 receptacles). 1st/3rd Wednesdays - bottles and cans. 2nd/4th Wednesdays - paper. |
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Financing Your Home >If You Are Self Employed
There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.
However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.
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| Q |
What is a "smart home"?
|
| A |
A "smart home" is equipped with structured home wiring packages that control the home's systems via networked technologies. |
See More Real Estate Trivia > |
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