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All agents are NOT alike! Find out why I am a top Bergen County and Hudson County Real Estate Experts. Call the Zimmer Team at 201-982-2339.
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Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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"From start to close, Debbie and Sherry were always professional, friendly, and full of useful information.....
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Town Name:
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Ridgewood
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City Hall: |
Ridgewood Village Hall |
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Address: |
131 North Maple Avenue, Ridgewood NJ 07451 |
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Phone Number: |
201-670-5500 |
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Water Service: |
Village of Ridgewood |
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Gas and Electric: |
P.S.E.&G. |
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Type: |
Borough |
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Population: |
25,569 |
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Land Area: |
5.8 square miles |
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Distance to NYC: |
15 miles |
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Town Website: |
http://www.ridgewoodnj.net |
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Website: |
http://www.ridgewoodlibrary.org/ |
 Ridgewood, New Jersey has it all -- a thriving business district with unique boutiques and popular retail stores, the first-rate Ridgewood library, excellent recreation facilities including Graydon Pool (great for swimming and ice skating), a top-notch arts programs, Valley Hospital, and nationally recognized Ridgewood schools. The Ridgewood YMCA and YWCA of Bergen County offer excellent opportunities for family, fun and fitness. Ridgewood has over 50 upscale and family restaurants that run the gamut from Sushi and Vietnamese to Greek and Italian. Many have sidewalk seating in the summer. Occupying six square miles, Ridgewood is a well managed community which, by design, has no industry within its borders. Ridgewood residents live in distinctive homes set back on quiet, tree-lined streets. Homes and public areas are maintained with a strong sense of personal and community pride. If you are looking for a community that offers the best of everything for the whole family, it doesn't get much better than Ridgewood. Contact me for current Ridgewood real estate listings.
 |  | | | Ridgewood High School | |
Financing Your Home >More On ARMs
Lenders are always looking for new ways to help buyers get into the home of their dreams. Today they frequently use adjustable rate mortgages (ARMs) to increase the buyer's options. The interest rate on an ARM changes periodically to reflect changes in the national market. Since the loan starts at a rate that is lower than the national average, lenders can reduce the borrower's qualifying criteria.
One way to distinguish between different ARMs is by the national index to which they are tied. Some ARMs are tied to a slow-moving index called the cost-of-funds index; these are usually the most desirable. ARMs that are tied to a more volatile index, such as Treasury Notes, can be adjusted upward at a quicker rate. Look at all the factors before choosing a loan. The faster index loan may start out with lower rates and lower monthly payments, but the slower index ARM may eliminate your concern about having to re-finance down the road.
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| Q |
In what real estate market are more than 90 percent of home sales cash transactions?
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| A |
Palm Beach, home to princes, politicians, and CEOs, has homes from 2,000 sq.ft. condos to 56,000 sq.ft. estates. |
 See More Real Estate Trivia > |
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