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One of the towns that are not quite considered part of the Pascack Valley is the serene and scenic town of Old Tappan. In the 1700's, scenic Old Tappan was actually part of Tappan, New York. Nestled between the towns of River Vale, Harrington Park, Norwood and Northvale, this beautiful town is located right on the New York State borderline just 12 miles from NYC. In the late 1800's a portion of Old Tappan had been part of River Vale but eventually that portion was annexed to Old Tappan. The Northern Valley Regional High School was not opened until the early 1960's. It serves the towns of Old Tappan, Northvale, Norwood, Harrington Park and Rockleigh. Residents can enjoy views of Lake Tappan!
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Financing Your Home >If You Are Self Employed
There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.
However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.
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| Q |
What is a "smart home"?
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| A |
A "smart home" is equipped with structured home wiring packages that control the home's systems via networked technologies. |
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